Never run short
on cash.
No credit check.
No interest.

Your data,

your benefit.

Klover’s mission is simple:  

We’re systematically leveling the playing field by giving low cost access to modern financial services. How do we do it? We unlock these products and services by transparently leveraging a valuable asset, your permissioned data. Our customers get it and have already saved hundreds of dollars a year.

How Klover Works

Sign up in seconds

Simply tell us a little about you, link your bank account, and verify your paycheck.  We will never check your credit.


Data opt-in

Your data is your asset. Opt-in to our Truth in Data agreement, and begin using Klover's suite of financial products.


Fast access to cash and tools

Your account gives you tools to improve your financial wellness and access cash whenever you need it.  No questions asked.


“The entire process start to finish was incredibly easy and straightforward. It also only took a few minutes to fill everything out. They’re up front about everything and are really quick to respond if you have any questions. A great service!”

Mitch M.,
Columbus, Ohio

Get access to your paycheck in real-time


average interest paid per payday loan borrower per year

$34 billion

money banks made on
overdraft fees in 2017


typical fee for overdraft
on each transaction

Get paid on the go

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