Never run short
on cash.
No credit check.
No interest.

Your data,

your benefit.

Klover’s mission is simple:  

We’re systematically leveling the playing field by giving low cost access to modern financial services. How do we do it? We unlock these products and services by transparently leveraging a valuable asset, your permissioned data. Our customers get it and have already saved hundreds of dollars a year.

How Klover Works

Sign up in seconds

Simply tell us a little about you, link your bank account, and verify your paycheck.  We will never check your credit.

1

Data opt-in

Your data is your asset. Opt-in to our Truth in Data agreement, and begin using Klover's suite of financial products.

2

Fast access to cash and tools

Your account gives you tools to improve your financial wellness and access cash whenever you need it.  No questions asked.

3

“The entire process start to finish was incredibly easy and straightforward. It also only took a few minutes to fill everything out. They’re up front about everything and are really quick to respond if you have any questions. A great service!”

Mitch M.,
Columbus, Ohio

Get access to your paycheck in real-time

$525

average interest paid per payday loan borrower per year

$34 billion

money banks made on
overdraft fees in 2017

$35

typical fee for overdraft
on each transaction

Get paid on the go

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